Our Construction Insights Group (CIG) captive is designed for contractors that spend $400K minimum annual premium for their workers compensation, general liability, and auto liability. Fronted by CNA, CIG provides members the opportunity to partner with a carrier that knows their industry’s unique and evolving exposures.
The target classes for this program are:
- Carpentry
- Masonry
- Electrical
- Commercial and Industrial Plumbing
- Water and Steam Mains
- Sign Erectors
- Fence Erectors
- Machinery and Equipment Install/Service/Repair
- HVAC
The available coverages of this program include:
Workers Compensation:
- Part I: Statutory Limits
- Part II: $1m/$1m/$1m
General Liability:
- Each Occurrence: $1m
- General Aggregate: $2m
- Prod/C.O. Aggregate: $2m
Auto Liability:
- Liability: $1m CSL each accident
- UM/UM: Minimum Statutory
- PIP/No Fault: Minimum Statutory
Auto Physical Damage:
- Actual Cash Value
The highlighted features of this exclusive program include:
- Safety & Loss Control
- Innovative Risk Management & Broker
- Program Management
- Innovative Risk Management
- Claims TPA
- Gallagher Basset
The submission requirements of this program include:
Target Members
- In Business 3+ years
- Low severity losses
- Effective risk management practices
- Financially sound
- Established safety program
- Annual premium $400K +