Body art, including tattoos and body piercing, have become a rapidly evolving expression of individuality and creativity. Insurance coverage for the artists has not kept pace with the industry – One80 provides expansive coverage to professionals in this space.
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Body Art Overview
The target classes and typical risks we focus on for this program are:
- Tattoo Parlors
- Body Piercing Facilities including Jewelry Sales
- Permanent Make-Up
The highlighted features of this exclusive program include:
- Up to $2M/$4M limits for General Liability Coverage
- Combined limited assault and battery/abuse and molestation sub-limit of $100,000/$300,000
- Miscellaneous professional liability for tattoo and body piercing artists
- Rated on revenue to reduce rated premiums
- Competitive minimum premiums with the option to package with contents, business income & property enhancements
The available coverages we have to offer for this program are:
- General Liability
- Assault and Battery/Abuse and Molestation
- Miscellaneous Professional Liability
- Property
- Coverage for conventions attended
- Coverage for permanent make-up artist
- Communicable Disease sub-limit ($25,000 / $25,000, $50,000 / $50,000, $100,000 / $100,000) – coverage designed to support claims resulting from contracted diseases
- Hired and Non-Owned Auto Liability ($1,000,000)
- Employee Benefits Liability
In order to submit your business with us, please be aware of the following submission requirements:
- Acord application
- Loss runs
- One80 Body Art Supplemental App