One80 designs, administers, and markets insurance programs for associations and unions through Pearl Insurance, a subsidiary of One80 Intermediaries. We offer a full spectrum of insurance products, including life and health, property and casualty, and business insurance solutions; and have access to every major underwriting insurance company in the member benefits marketplace. Our custom-built policy administration system, combined with marketing, technology, customer service, and sales solutions, ensure our clients are equipped with the tools needed to retain and attract members.
Affinity Insurance Overview
Key Targeted Classes
- Groups of people who share an interest or common goal with formalized membership criteria
- Affinity Groups
- Associations
- Unions
Available Coverages
- Accidental Medical
- Hospital Indemnity
- Travel Accident
- Accident Protection
- Long Term Care
- Travel Assistance
- Auto/Home/Umbrella
- Major Medical
- TRICARE Supplement
- Cancer Protection
- Medicare Supplement
- CHAMPVA Supplement
- Term Life
- Retiree Medical
- Whole Life
- Critical Illness
- Short Term Medical
- Dental
- Short Term Recovery
Key Differentiators
Today’s consumers are flooded with thousands of marketing messages every day. Pearl’s award-winning, in-house marketing team is known for its ability to stand out. We deviate from traditional approaches to create campaigns that inspire, connect, and engage. Not only do we customize our marketing campaigns for each association and union, but also, we develop materials that strategically target specific subsets of your membership.
Our custom-built policy administration system integrates sales, customer service, underwriting, marketing, and data management information into one powerful tool. This gives our staff a full picture of your members, including products purchased, marketing materials received, billing details, personal information, support history, and more. As a result, we have a deep understanding of each customer, allowing us to provide insight-driven recommendations and personal and proactive customer service.
Transitioning to a new third-party administrator can be a headache for both you and your members. But with Pearl Insurance, your transition will be stress-free. We have extensive experience with effectively transitioning large associations and unions—even with aggressive timelines.