Cannasure Insurance Services’ Employment Practices Liability (EPL) insurance provides industry-leading coverage for defense costs and damages related to various employment-related claims (including Wrongful Termination, Discrimination, Workplace Harassment, and Retaliation). Through cutting-edge products, prompt and flexible Underwriting response, and fair and professional Claims service, Cannasure’s EPL offering creates a stable market for Agents, Brokers, and Policyholders.
Employment Practices Liability
Overview
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The target classes and typical risks we focus on for this program are:
- Biotechnology (pre or in clinical trials) utilizing cannabis compound(s)
- Producer of Cannabis
- Dispensary of Medicinal Cannabis
- Producer, distributor, or retailer of CBD products
- Cannabis business advisement or management consultant
- Farmland for Cannabis products (REIT or not)
- Cannabis harvesting, production, distribution or research equipment/inputs/quality control
- Cannabis Research and Development
- Miscellaneous businesses involved in the cannabis industry
- Any business that has any part of its business operations involved in the cannabis industry
The available coverages of this program include:
- Intellectual Property Rights Exclusion Endorsement
- Cannabis / Reg Exclusion with a CARVEBACK for EEOC and other similar employment agencies
- Best Effort Allocation
- W&H Defense only sublimit with a separate Retention
- Immigration Sublimit
- Sublimit for Workplace Violence Expenses
The highlighted features of this exclusive program include:
- Limits up to $2M
- Minimum $35K SIR (outside of CA) Minimum $50K SIR (CA)
- Additional Coverage – Fiduciary with the EPL (limits up to $2M)
The submission requierments of this exclusive program include:
- Cannabis & Hemp Specialty Application
- Loss Runs
Appointed Agents can visit our forms and applications page to access all required documents and submit completed forms.