Construction Insights Group (CIG) is a captive designed for contractors that spend $400K minimum annual premium for their workers compensation, general liability, and auto liability. Fronted by CNA, CIG provides members the opportunity to partner with a carrier that knows their industryâs unique and evolving exposures.
The target classes for this program are:
Target Members
- In Business 3+ years
- Low severity losses
- Effective risk management practices
- Financially sound
- Established safety program
Eligible Risks
- Carpentry
- Masonry
- Electrical
- Commercial and Industrial Plumbing
- Water and Steam Mains
- Sign Erectors
- Fence Erectors
- Machinery and Equipment Install/Service/Repair
- HVAC
Ineligible Risks
- Vertical Construction
- NY Risks
- Roofers
- Fireproofing
- Elevator Install / Repair / Service
- Wrecking
- Gas Main and Pipeline
The available coverages of this program include:
Workers Compensation:
- Part I: Statutory Limits
- Part II: $1m/$1m/$1m
General Liability:
- Each Occurrence: $1m
- General Aggregate: $2m
- Prod/C.O. Aggregate: $2m
Auto Liability:
- Liability: $1m CSL each accident
- UM/UM: Minimum Statutory
- PIP/No Fault: Minimum Statutory
Auto Physical Damage:
- Actual Cash Value
The highlighted features of this exclusive program include:
- CIG offers workers compensation, general liability, auto liability and auto physical damage coverage to its members.
- CIG issues guaranteed cost policies that are fully fronted by AM Best âAâ rated carrier CNA.
The submission requirements of this program include:
- Minimum Premium: $40,000 combined all lines (Workersâ Compensation, General Liability, Auto Liability and Auto Physical Damage)