One80 Intermediaries specializes in miscellaneous professional liability for a wide range of service organizations. Our team of seasoned professionals provide our brokers across the country with market leading intellectual capital, broad coverage, and competitive premiums. With in-house binding authority, we provide quick turnaround with a focus on service.
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Miscellaneous Professional Liability Overview
The target classes and typical risks we focus on for this program are:
- Trustees
- Advertising Agencies
- Billing Services
- Construction Managers
- Consultants
- Employment/Staffing Firms
- Event Planners
- Graphic Designers
- Inspection Services
- Interpreters
- IT and Software Services
- Payroll Processors
- Property Managers
- Real Estate Agents
- Testing labs
- TPAs
- Travel Agents
- And many more…
The highlighted features of this exclusive program include:
- Claims-Made
- Duty to Defend
- “Pay on Behalf of” language
- Limits from $500,000 to $5,000,000 available
- Coverage for a wide variety of professional classes
- Admitted in 32 states, with surplus lines coverage available in other states
- No minimum premium; $1,000 minimum retention for each Wrongful Act
The available coverages we have to offer for this program are:
- “Claim” includes both monetary and non-monetary demands
- Coverage for “Personal Injury Offenses”
- Independent Contractors included as “Insureds”
- “Subsidiaries” included as “Insureds”
- Favorable 70/30 Settlement Clause is standard
- $10,000 Disciplinary Proceeding supplementary limit
- Punitive Damages coverage where insurable by law
- Three-year bi-lateral Extended Reporting Period standard
- No discrimination exclusion
- Professional Service definition tailored to each risk
- Contingent BI/PD on select classes
- Split Limits available
- Ability to add Additional Insureds
- Prior Acts coverage available on some risks where no prior coverage existed
In order to submit your business with us, please be aware of the following submission requirements:
- Miscellaneous Professional Liability Application