Headquartered in Dallas, Texas, Innovative Risk Management, Inc. (IRM), a division of One80 Intermediaries, is recognized as one of the top program managers in the country, providing agents, brokers, and self-insured entities with captive and alternative risk solutions. We are at the forefront of the development and management of captives and alternative risk programs. IRM was founded in 1991 and joined One80 Intermediaries in December 2021, extending our platform and capabilities to best serve our clients and brokers. IRM’s services include Program Management, Claims, Underwriting, Loss Control, and Specialty Program Development & Management.
Captive Solutions
Assurex Builders Group
ABG is a captive designed for contractors paying $250k – $750k in their three-line casualty products: workers compensation, general liability and auto liability.
Assurex Global Construction Risks
AGCR is a captive that brings preferred construction contractor risks paying more than $750k together into a shared alternative risk environment, providing the benefit of long-term cost savings of risk while protecting resources and, most importantly, profits for each individual insured.
Construction Partners Exchange
CPEx is a captive designed for larger contractors – those that spend $2 million minimum premium in workers compensation, general liability, and auto liability and require higher limits.
Elite Partners Insurance Captive
EPIC is a heterogeneous insurance captive designed for a variety of industries paying over $300k to provide its participants with control over their own risk management programs and insurance.
Construction Insights Group
Our CIG captive is designed for contractors that spend $400K minimum annual premium for their workers compensation, general liability, and auto liability. Fronted by CNA, CIG provides members the opportunity to partner with a carrier that knows their industry’s unique and evolving exposures.
Programs
Program Plus Habitational Program
PPHP provides a specialty package for apartments, condo and townhouse associations and other risks. The package includes property, inland marine, crime equipment breakdown and general liability coverages with an option to purchase umbrella insurance as well.
