In January 2020, One80 announced that we had acquired Vista Underwriting Partners (Vista), a full service Managing General Underwriter of medical stop loss insurance. Now known as Vista/One80, the management team and services have all remained.
Located in Media, PA and established in 2007, Vista One80 is a full-service Managing General Underwriter of Medical Stop Loss Insurance. We have full in-house binding authority to manage stop loss insurance across the United States on behalf of our leading carriers and reinsurers. Backed by a team of experienced professionals we provide best-in-class products and services to our partners and clients.
The target classes and typical risks we focus on for this program are:
- Commercial Employer – Employee Businesses
- Taft- Hartley Plans
- Public Entities
- Reference Based Pricing (RBP) Structures
- National Accounts
The highlighted features of this exclusive program include:
- Highly Rated Carriers
- Available Nationwide
- Full Binding Authority
- Existing relationship with all major ASO plan
- Full complement of Regional and National TPA and PBM relationships
- Full Claims Adjudication
- ACH/Electronic payment process to expedite claim reimbursements and commission payments
- Contract with Best-In-Class cost containment vendors
- Industry leader in underwriting Reference Based Pricing Plans
- Preferred vendor partners that specialize in RBP claims repricing, patient and provider advocacy, plan document preparation and assistance with provider challenges
- Experience with direct provider contracts or limited network usage
The available coverages we have to offer for this program are:
- Specific and Aggregate Stop Loss
- Specific Deductible levels down to $25,000
- Specific Advance Funding without added cost
- Aggregating Specific Options
- Aggregate Accommodation
- Terminal Liability
- Reference Based Pricing (RBP)
- Captive Underwriting
- Creative Risk Sharing Arrangements
- No New Laser and Renewal Rate Cap Options
In order to submit your business with us, please be aware of the following submission requirements:
- Age, Gender and zip code
- Dependent tier status
- Indication of active, retiree, or cobra status
- Coverage by plan
- Monthly claims and enrollment
- Large claims reporting