For decades the team at One80 Intermediaries has offered comprehensive homeowners insurance throughout the US and Canada. Targeted classes of business range from coastal and CAT exposed homes, rentals and tiny homes, apartments and condos to high net worth properties including yachts, private aircraft, all types of auto and precious items. Quotes available through online portal, wholesale brokerage, or with our experienced in-house underwriters.
Homeowners Overview
The target classes and typical risks we focus on for this program are:
- Coastal and CAT Exposed
- Specialized CA Homeowners
- Apartments and Condos
- Primary and Secondary Homes
- Vacation, Short Term and Annual Rentals
- Vacant Homes
- Course of Construction or Renovation
- Risks no longer acceptable in standard market
- High Profile and Celebrity Exposure, LLC, and Trusts
- Boats, Yachts and Super Yachts
- Fine Art, Jewelry, Wine, Precious Items
- Private Aircraft
- All types of Auto
- Container Homes, Granny Pods, Shesheds and Mancaves
- Tiny Houses on Wheels or Foundations
The highlighted features of this exclusive program include:
- Available through wholesale brokerage, in-house binding or online platform
- Admitted and non-admitted policies
- Access to market leading insurers of high-net worth clients
- Available in all states including Alaska, Hawaii, Texas and 5 Boroughs
- Coverage in Barrier Islands available
- No TIV restrictions
- No fire break distance restrictions
- No coastal wind tier capacity restrictions
- Policy download through IVAN’s available for several admitted markets
- Instant Indication on Tiny Homes
The available coverages we have to offer for this program are:
- Property and General Liability
- Excess, Umbrella, and Personal Excess
- Wind, Earthquake and Hail
- Marine
- Auto
- Private Aircraft
- Private Staff
- Family Offices
- Non-Admitted Personal Lines
- Equipment Breakdown
- Hired and Non-Owned Auto
- Home/Dwelling Coverage
- Flood/Landslide/Earthquake
- Personal Article Floaters
- Personal Storage
- Garage structure carve outs available at preferred rates
- Builders Risk
- Tiny Homes